:root {
  --background: #e9edf1;
  --primary-green: #45e8ad;
  --b1: #7c8591;
  --dark-background: #202933;
  --white: #ffffff;
  --light-grey: #c1cddb;
  --b2: #56606d;
  --hover-state: #89fdd3;
  --primary-blue: #2eccec;
  --terms-link: #007cf8;
  --call-out: #185aa1;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', system-ui, -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  background: var(--background);
  color: var(--dark-background);
  line-height: 1.6;
  font-size: 16px;
  -webkit-font-smoothing: antialiased;
}

a { color: var(--terms-link); text-decoration: none; transition: opacity 0.15s; }
a:hover { opacity: 0.8; }

/* NAV */
nav {
  background: var(--dark-background);
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  padding: 0 6%;
  height: 64px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  position: sticky;
  top: 0;
  z-index: 100;
}
.nav-brand {
  font-size: 22px;
  font-weight: 800;
  color: var(--white);
  text-decoration: none;
  letter-spacing: 0.02em;
}
.nav-brand .my { font-weight: 400; color: var(--primary-blue); letter-spacing: 0; }
.nav-brand .lc { font-weight: 800; color: var(--primary-blue); }
.nav-brand .cmp { font-weight: 400; color: var(--white); }
.nav-right { display: flex; align-items: center; gap: 28px; }
.nav-lnk {
  font-size: 14px;
  font-weight: 500;
  color: var(--light-grey);
  text-decoration: none;
  transition: color 0.15s;
}
.nav-lnk:hover { color: var(--white); opacity: 1; }
.nav-btn {
  background: var(--primary-green);
  color: var(--dark-background) !important;
  font-weight: 600;
  font-size: 14px;
  padding: 10px 18px;
  border-radius: 6px;
  text-decoration: none;
  transition: background 0.15s;
}
.nav-btn:hover { background: var(--hover-state); opacity: 1; }

/* WRAP */
.wrap {
  max-width: 760px;
  margin: 0 auto;
  padding: 48px 24px 80px;
}

/* BREADCRUMB */
.crumb {
  font-size: 13px;
  color: var(--b1);
  margin-bottom: 20px;
}
.crumb a { color: var(--b1); }
.crumb a:hover { color: var(--dark-background); }
.crumb-sep { margin: 0 6px; color: var(--light-grey); }

/* EYEBROW + TITLE */
.eyebrow {
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--call-out);
  margin-bottom: 14px;
}
h1.page-title {
  font-size: clamp(28px, 4vw, 40px);
  font-weight: 700;
  line-height: 1.15;
  letter-spacing: -0.02em;
  color: var(--dark-background);
  margin-bottom: 14px;
}
.page-meta {
  font-size: 13px;
  color: var(--b1);
  margin-bottom: 32px;
}

/* ANSWER BOX (BLUF) */
.answer-box {
  background: var(--white);
  border-left: 4px solid var(--primary-green);
  border-radius: 6px;
  padding: 24px 28px;
  margin: 28px 0 40px;
  box-shadow: 0 1px 3px rgba(32, 41, 51, 0.06);
}
.answer-box .bluf-label {
  display: block;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--call-out);
  margin-bottom: 10px;
}
.answer-box p {
  font-size: 17px;
  line-height: 1.6;
  color: var(--dark-background);
}

/* SECTION HEADERS */
.wrap h2 {
  font-size: 24px;
  font-weight: 700;
  color: var(--dark-background);
  margin: 40px 0 16px;
  letter-spacing: -0.01em;
}
.wrap p {
  font-size: 16px;
  color: var(--b2);
  line-height: 1.7;
  margin-bottom: 16px;
}

/* DATA TABLE */
.data-table-wrap {
  background: var(--white);
  border-radius: 6px;
  overflow: hidden;
  box-shadow: 0 1px 3px rgba(32, 41, 51, 0.06);
  margin: 20px 0 24px;
}
.data-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 14px;
}
.data-table th {
  background: var(--dark-background);
  color: var(--white);
  text-align: left;
  font-weight: 600;
  padding: 14px 18px;
  font-size: 13px;
  letter-spacing: 0.02em;
}
.data-table td {
  padding: 14px 18px;
  border-bottom: 1px solid var(--background);
  color: var(--b2);
}
.data-table tr:last-child td { border-bottom: none; }
.data-table tr:nth-child(even) td { background: rgba(193, 205, 219, 0.12); }
.data-table td:first-child { color: var(--dark-background); font-weight: 500; }
.data-note {
  font-size: 12px;
  color: var(--b1);
  font-style: italic;
  margin: -8px 0 24px;
}

/* TRUST CALLOUT */
.trust-callout {
  background: var(--white);
  border-radius: 6px;
  padding: 20px 24px;
  margin: 24px 0;
  font-size: 15px;
  color: var(--b2);
  line-height: 1.7;
  border-left: 3px solid var(--primary-blue);
}
.trust-callout strong { color: var(--dark-background); }

/* CTA BOX */
.cta-box {
  background: var(--dark-background);
  border-radius: 8px;
  padding: 32px 28px;
  margin: 40px 0;
  text-align: center;
  color: var(--white);
}
.cta-box p {
  font-size: 16px;
  color: var(--light-grey);
  margin: 0 0 20px;
  max-width: 520px;
  margin-left: auto;
  margin-right: auto;
  line-height: 1.6;
}
.cta-box a {
  display: inline-block;
  background: var(--primary-green);
  color: var(--dark-background) !important;
  padding: 14px 32px;
  border-radius: 6px;
  font-size: 15px;
  font-weight: 700;
  text-decoration: none;
  letter-spacing: 0.01em;
  transition: background 0.15s;
}
.cta-box a:hover { background: var(--hover-state); opacity: 1; }

/* INLINE CTA */
.inline-cta {
  background: rgba(69, 232, 173, 0.08);
  border: 1px solid var(--primary-green);
  border-radius: 6px;
  padding: 22px 24px;
  margin: 28px 0;
  text-align: center;
}
.inline-cta p {
  font-size: 15px;
  color: var(--dark-background);
  margin-bottom: 14px;
  line-height: 1.6;
}
.inline-cta a {
  display: inline-block;
  background: var(--primary-green);
  color: var(--dark-background) !important;
  padding: 11px 24px;
  border-radius: 6px;
  font-size: 14px;
  font-weight: 700;
  text-decoration: none;
  transition: background 0.15s;
}
.inline-cta a:hover { background: var(--hover-state); opacity: 1; }

/* RELATED */
.related {
  margin-top: 56px;
  padding-top: 32px;
  border-top: 1px solid var(--light-grey);
}
.related h3 {
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--call-out);
  margin-bottom: 16px;
}
.related-list a {
  display: block;
  color: var(--dark-background);
  font-size: 15px;
  font-weight: 500;
  padding: 12px 0;
  border-bottom: 1px solid var(--light-grey);
  text-decoration: none;
  transition: color 0.15s;
}
.related-list a:hover { color: var(--call-out); opacity: 1; }
.related-list a:last-child { border-bottom: none; }

/* INDEX GRID */
.index-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(320px, 1fr));
  gap: 16px;
  margin-top: 32px;
}
.index-card {
  background: var(--white);
  border-radius: 6px;
  padding: 22px 24px;
  text-decoration: none;
  transition: transform 0.15s, box-shadow 0.15s;
  box-shadow: 0 1px 3px rgba(32, 41, 51, 0.06);
  display: block;
}
.index-card:hover {
  transform: translateY(-2px);
  box-shadow: 0 4px 16px rgba(32, 41, 51, 0.10);
  opacity: 1;
}
.index-card h3 {
  font-size: 16px;
  font-weight: 600;
  color: var(--dark-background);
  margin-bottom: 8px;
  line-height: 1.35;
  letter-spacing: -0.01em;
}
.index-card p {
  font-size: 13px;
  color: var(--b1);
}

/* FAQ ACCORDION */
.faq-list { margin-top: 24px; }
.faq-item {
  background: var(--white);
  border-radius: 6px;
  margin-bottom: 10px;
  overflow: hidden;
  box-shadow: 0 1px 3px rgba(32, 41, 51, 0.06);
}
.faq-q {
  width: 100%;
  background: none;
  border: none;
  text-align: left;
  padding: 20px 24px;
  font-family: inherit;
  font-size: 16px;
  font-weight: 600;
  color: var(--dark-background);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  transition: color 0.15s;
}
.faq-q:hover { color: var(--call-out); }
.faq-icon {
  flex-shrink: 0;
  font-size: 22px;
  color: var(--primary-green);
  font-weight: 400;
  transition: transform 0.25s;
}
.faq-item.open .faq-icon { transform: rotate(45deg); }
.faq-a {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease;
}
.faq-item.open .faq-a { max-height: 800px; }
.faq-a-inner {
  padding: 0 24px 22px;
  font-size: 15px;
  color: var(--b2);
  line-height: 1.7;
}

/* FOOTER */
footer {
  background: var(--dark-background);
  color: var(--light-grey);
  padding: 48px 6% 28px;
  margin-top: 60px;
}
.footer-inner {
  max-width: 760px;
  margin: 0 auto;
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 32px;
}
.footer-brand {
  font-size: 16px;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 8px;
}
.footer-brand .my { font-weight: 400; color: var(--primary-blue); }
.footer-brand .lc { font-weight: 800; color: var(--primary-blue); }
.footer-brand .cmp { font-weight: 400; color: var(--white); }
.footer-sub {
  font-size: 13px;
  color: var(--b1);
  max-width: 240px;
  line-height: 1.55;
}
.footer-col h5 {
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--white);
  margin-bottom: 14px;
}
.footer-col ul { list-style: none; }
.footer-col li { margin-bottom: 9px; }
.footer-col a {
  font-size: 13px;
  color: var(--light-grey);
  text-decoration: none;
  transition: color 0.15s;
}
.footer-col a:hover { color: var(--white); opacity: 1; }
.footer-bottom {
  max-width: 760px;
  margin: 36px auto 0;
  padding-top: 20px;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  font-size: 12px;
  color: var(--b1);
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
}

@media (max-width: 600px) {
  .wrap { padding: 32px 20px 60px; }
  .nav-lnk { display: none; }
  nav { padding: 0 5%; }
  .data-table th, .data-table td { padding: 10px 12px; font-size: 13px; }
  .cta-box { padding: 26px 20px; }
}